Representatives are available Monday through Friday, 7 a. EST and Saturday through Sunday, 9 a. For certain Conversion Accounts, until your Credit Account has been issued new Credit Cards with multi-card functionality, only the Primary Signer on the Credit Card will have the ability to access the Rewards Website electronically and all other Signers of such Credit Card Account will need to access the Rewards Website through telephonic access.
Once your Credit Card Account has been provided multi-card functionality, all Signers will be able to access the Rewards Website through electronic access. Eligible Products. A product eligible for enrollment in the Program is a checking account or a credit card account listed in Table 1 of this Section II referred to singularly as an Eligible Checking Account or an Eligible Credit Card Account or an " Eligible Product " or collectively as " Eligible Products " , except that a checking account listed in Table 1 will not be considered an Eligible Checking Account if such account is opened as an agency account, custodial account, estate account, or guardianship account.
Eligible Products may become ineligible as set forth in Section VI below. Debit cards are no longer eligible for enrollment on a stand alone basis; rather, usage of a debit card that accesses an Enrolled Checking Account herein a "Debit Card" is permitted to earn points as set forth in Section III.
Signers and Primary Signers. A "Signer" always refers to an individual and not to an entity, organization, trust or other business. Signer on an Eligible Checking Account. A signer is an individual who signs a signature card i in his or her own individual capacity, or ii on behalf of an entity, organization or trust. Additionally, a signer may be a person designated on KeyBank's systems, books or records as being a signer. The owner of an account may be different than the actual signers.
A signer includes sole owners, co-owners, powers of attorney, authorized minor users and trustees. An authorized user of a Debit Card who has not signed the signature card, is not a Signer for the purposes of this Agreement or the Program. Signer on an Eligible Credit Card Account. A signer is an individual who is obligated to repay the outstanding amount under an Eligible Credit Card.
A signer includes a borrower, co-borrower or guarantor of the Eligible Credit Card. An authorized user of an Eligible Credit Card who is not a signer as defined in this subsection is not a Signer for the purposes of this Agreement or the Program. Primary Signer.
Annual Fee. The annual membership fee will depend on the type of Eligible Product you have enrolled and the Rewards Program you are enrolled in as set forth in the chart below. There is no annual membership fee if you are enrolling in the Program solely by virtue of being a signer on an Eligible Credit Card; however, should you wish to also enroll an Eligible Checking Account to be eligible to earn additional points pursuant to the Program's terms and conditions, you will need to pay the associated annual fee for the Eligible Checking Account.
The annual membership fee is charged on an Eligible Product basis and not on a Signer basis. Therefore, regardless of the numbers of Signers on an Eligible Product, only one annual membership fee will be charged to a particular Eligible Checking Account. If you enroll more than one Eligible Checking Account in the Program, you will be charged the corresponding annual membership fee for each Eligible Checking Account enrolled.
This annual membership fee is non-refundable. Account Type - Non-Business. Relationship Rewards Annual Fee. Key Privilege Select Checking. Fee waived. Key Privilege Checking.
Sweep Checking. Key Private Bank Personal Checking. Key Advantage Checking. Key Coverage Checking. Key Express Checking. Key Student Checking. KeyBank Hassle-Free Account. Conversion Accounts. Account Type - Business. Key Business Rewards Checking. KeyBank Basic Business Checking.
KeyBank Business Interest Checking. Key Business Reward Plus Account. Key Business Community Focus Account. Fee Waived. The change in annual fee will be assessed based on the Rewards anniversary date.
Earning Points. If you have an enrolled Eligible Credit Card Account, but do not have an enrolled Eligible Checking Account , then you may earn points for certain transactions and bonus activities outlined in the Guide defined below , but you will be limited in your ability to earn points for opening new Relationship Products.
KeyBank publishes guides to set forth qualification criteria for earning Rewards Points for particular transactions and events. The Guide is specifically incorporated into and made a part of the Program Rules and may be modified by KeyBank at any time.
The Guide is available at www. KeyBank reserves the right, in its sole discretion to determine 1 whether any product or service is a Relationship Product eligible to earn Rewards Points, 2 whether any transaction, product or service is eligible to earn Activity and Bonus Points defined below , and 3 whether to provide any product or service to any person or Customer. Important additional information regarding Activity and Bonus Event types, qualifications, and amount of points earned, is contained in the Guide.
Activity and Bonus Points may be earned for single transactions and for recurring activity, and are subject to monthly caps.
Please refer to the Guide for details. Net Purchases. On a piece of licorice maybe. Huntington Bank recently started offering a decent credit card and who knows, maybe Key Bank or PNC will retool their awful rewards programs someday.
Oh, and something called Comenity Bank is […]. Points seem to be worth about 0. Your email address will not be published.
Notify me of follow-up comments by email. Notify me of new posts by email. Helpful Advice for Newbies! Comments Could be the worst deal out there! There are many types of rewards available. Typical redemption options include gift cards, statement credits, merchandise, electronics, travel, charity donations, and more.
Go to the KeyBank Rewards catalog to see all redemption possibilities. Q: How can I check my point balance? There are several ways to check your point balance: Sign on to Online Banking and click Rewards on your account summary page. Or, take a look at any receipt you receive after conducting transactions at any KeyBank branch.
Q: Is there a fee for the program? Individuals using a KeyBank private Mastercard credit card can use their rewards points indefinitely, because the points do not expire.
Points earned using traditional KeyBank rewards cards expire after 48 months. Rewards cardholders can download the rewards point guide at Key.
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